Month: January 2015

Term vs. Permanent Life Insurance

Do you need life insurance and are not certain what kind you need?  If you have read my blogs in the past you know I, am a firm believer that the term is a much better value for a permanent policy.  [...]

Diversify with Funds

Do you need to diversify your holdings?  If you are not diversified to at least some degree, you are taking on risks that are unnecessary in nature.  About 10 to 15 years ago the only real ways to [...]

How to Invest for Dividends

Are you one of the many that think that the stock market is set to fall?  Are you hesitant to invest in the market?  Well, many people believe that the stock market is too high at the present values and [...]

529 Tips and Tricks Everyone Should Know

Are you a parent or a grandparent that will help a family member pay for education beyond high school?  While there are many choices for people in this situation one of the best education planning tools [...]

Key Retirement Ages to Know

With a new year, it is time to once again think of retirement and take some proactive steps in that regard.  Are you one to plan early?  If so these are ten areas that you may want to focus on in 2015 to [...]

Tips for 529 Plans

Do you have children or grandchildren that will be going to college?  Are you saving for your college expenses?  What used to work for older generations may not work as well today.  If you are around 40 [...]

Common Finance Terms

There are some common financial terms that everyone needs to be aware of.  In order to be on top of your financial game and to keep ahead it is crucial that you know and understand these following [...]

New Year’s

Well, 2015 is upon us and let’s face it, no one knows what to expect in the upcoming year.  2014 was extremely good to equity investors.  The DOW Jones and S&P 500 set all-time highs in recent [...]