Benefits of ROTH Accounts
I am a firm believer that in today’s political environment taxes will go nowhere but up even for those of us in our retirement years. If you can I suggest using ROTH IRA’s and 401(k)’s to your benefit [...]
Ponzi Schemes
Ponzi schemes have been around since Charles Ponzi scammed New England investors in 1920 dealing in postal coupons from various countries. Since then Ponzi schemes have thrived while attracting novice [...]
Credit Score Tips
Do you have a poor credit score? Are you aware how your credit score affects you? A lot of people tend to spend a little too much during Christmas and it may have a detrimental effect on your credit score if [...]
Start the New Year Off Right
It is a new year and it is time to get on top of your financial matters before 2015 gets here. If you do not already have a New Year’s Resolution maybe you should make getting ahead on your finances yours [...]
Some Helpful Tips for 2014
Do you have a financial plan for 2014? If not it is time to make one for yourself and your family. How do you know where you will need to be if you do not have a financial plan? This is a basic financial [...]
A little more on Annuities
A few weeks ago I posted a rather long blog on annuities and here is a brief summary on what you need to know about annuities. First let’s be honest and all agree pensions are a retirement tool of the past [...]
Beneficiaries and IRA’s
Are you a grandparent? Do you want to leave an IRA to a grandchild? If so there are some methods that you need to follow to ensure that the full benefit of the IRA is passed on to your grandchild. First is to [...]
Additional Year End Tips
Are you ready for the end of the year where your finances are concerned? Most of us really do not think about our finances on an annual basis but we need to for many different reasons. Many worry about [...]