Month: April 2014

Some facts on ROTH 401(k)’s

Does your employer offer a ROTH 401(k)?  Is it really beneficial to contribute to a ROTH 4019(k)?  The basic answer to that last question is yes provided you are young enough and do not plan on taking any [...]

Places to get Dividends

Do you need to diversify beyond the S&P 500?  Are you looking for dividend paying equities that are outside the S&P 500?  Dividend are taxed at a maximum rate of 20% and for high income earners they [...]

A new approach to Budgets!

Are you looking for an easy way to budget your money and household?  Do you not want to track it on a spreadsheet as the one for sale on this website?  Yes there is an option that is available to you and [...]

Technology and Saving

Are you using technology to make managing your finances easier?  If you are, are you worried about security?  Chances are if you use any form of technology you are also aware that there is some risk that [...]

Various Savings Methods

Are you saving for retirement?  What retirement accounts are you taking advantage of?  There are several different retirement accounts available to most people.  The key is to use them to your advantage and [...]

College Funds that Fit Your Needs

Do you have a child that is about to start college?  Are you wondering how you will help pay or pay for college?  The best way to pay for college is to start saving early in a tax deferred account such as an [...]

Investing in Taxable Accounts

Are you saving for retirement?  Do you invest all your money in retirement accounts such as a 401(k) or IRA?  There is also a place in your savings for a taxable brokerage account provided you place the [...]