Month: February 2014

401(k) Basics

Are you preparing for retirement?  Are you maximizing the various options for retirement accounts?  Provided you meet the income guidelines you can open either a ROTH IRA or a Traditional IRA and in the [...]

Overview of Market Reckon

I believe that with equities and with currency pairs trading you need to do your due diligence on what it is you are buying and selling.  However, recently I was introduced to Market Reckon that,if combined [...]

Is a SEP IRA Right for You??

Now that you are saving for retirement in an IRA be that a Traditional or ROTH IRA you are ahead of most at this point.  But did you know that there is a third type of IRA.  For some there is a third choice [...]

Beware of Tax Scams

Tax season is upon us and with that comes the stress, anxiety and confusion on our yearly tax issues.  As I wrote a few weeks ago Ponzi Schemes have been around for almost a hundred years and take in millions [...]

ROTH Conversions

Are you planning on converting a Traditional IRA into a ROTH IRA?  If so you may want to consider not only the Federal tax consequences but also any state tax consequences.  Now if you think you will be in a [...]

Tips on Mortgages

Do you have a mortgage that you want to pay off?  Do you want to make extra payments so you are not in a 30 year mortgage?  If you answer yes to these questions there are some steps you can take to shorten [...]

Tips for Savings

Do you have trouble saving money?  If so you may need to read the following and make some changes in your savings habits.  On average Americans are not good savers with an average savings of less than 5% of [...]