Month: December 2013

Hints to Reduce Credit Card Debt

Are you one of the millions of Americans with credit card debt?  Are you not able to pay off your card every month?  Are you barely able to keep up with your bills?  If you answered yes to any of these the [...]

A little off topic, federal workers and taxes

I know this is a personal finance blog and I said I would not be political but this is not really a blog on politics or either political party but on taxes and working federal employees which I am one.  Last [...]

ROTH IRA’s and Conversions

Does the sound of a tax free income appeal to you?  Then you need to definitely consider a ROTH IRA.  A ROTH IRA will grow not only tax deferred but actually with tax free growth.  And unlike a Traditional [...]

Reduce Credit Card Debt

Do you have credit card debt?  Are you looking for an easy way to reduce your credit card debt?  If so you can employ a technique that is used for mortgages on your credit cards as well.  In order to keep [...]

Social Security and should you wait

What does it mean to defer your Social Security?  Do you benefit by delaying your Social Security payment?  Well there is no right or wrong answer for that as everyone’s situation is different but on [...]